Mizu partners with clients to navigate regulatory change, structure innovative products and manage compliance obligations across financial services and emerging technologies.
Biography
Mizu advises financial institutions, fintechs and fund managers on financial services regulation and commercial matters. She has acted on some of Australia’s most significant fund establishments, supporting clients on structuring, licensing, governance and operational frameworks.
Her practice spans product development, distribution, payments regulation and consumer credit, as well as financial crime compliance, including AML, sanctions, anti-bribery, privacy and data laws, outsourcing, and regulatory investigations and remediation. She is also recognised for her expertise in digital assets, blockchain and AI-related regulatory matters.
Mizu has a longstanding focus on space law and emerging technology regulation, currently serving as a Director of the Space Law Council of Australia and New Zealand.
Mizu's experience
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Leading Australian Private Equity Fund
Provided end to end regulatory advice on the establishment of the fund. -
Major authorised deposit-taking institution
Advised in relation to ASIC investigation and remediation relating to consumer credit insurance mis-selling breaches. -
A large bank
Advised on various aspects of their credit card portfolio including drafting and negotiating several white labelling arrangements with distribution partners. -
Various Fintechs
Providing advice in relation to the requirement to hold an Australian Financial Services Licence and enrol with AUSTRAC; advice included analysing various exemptions considering different business models. -
Various VC and Managed Funds
Advised on the documentation and regulatory requirements of establishing and operating the relevant fund. -
Leading Australian crypto exchanges
Advised on various regulations including the application of financial services laws and anti-money laundering laws. -
Various clients
Advising on structuring tokenisation projects or projects using digital assets. -
Major Australian bank
Advised on all aspects of their Design and Distribution Obligations implementation project including specific advice relating to home loans, personal loans and overdrafts. -
Major Australian bank
Advised on whether certain elements of the processes created responsible lending breach