COVID-19 | 2020 The Year of COVID, or Year of the Pivot?

The COVID-19 pandemic has affected society and business more than any event in recent history.  It has not spared any industry or sector, creating immense opportunity for a lucky few and decimating many others. In response, Gadens have seen businesses pivot, whether by expanding their service offering, changing their method of delivery or reallocating their […]

Readmore

Red card for borrower claiming application fee as penalty

With the recent lending slowdown in the Australian banking sector, lead by the Banking Royal Commission, tougher lending standards and tighter serviceability requirements, demand for alternative non-bank lenders continues to increase. It is common for a non-bank lender’s lending terms to include an up-front arrangement or origination fee in respect of the establishment of the […]

Readmore